These terms of use govern your use of the website (“our Website”). We may amend these terms of use from time to time, and the revised version will be effective immediately.

1.0 Code of conduct

1.1 If accessing any part of our Website that requires you to enter a password you agree: (a) to ensure that any details with which you supply to us to register for such access are accurate and to let us know promptly if any of the details which you have supplied to us about you change; and (b) to keep any personal login password provided by us to you confidential, and to be responsible for any loss or damage resulting from use of your password by any third party.

1.2 We reserve the right to terminate your access to password protected areas of our Website should we consider that your use of our Website is detrimental to our Website or to other users

1.3 If accessing any part of our Website you agree:

(a) not to use our Website in such a way that disrupts, interferes with or restricts the use of our Website by other third party users;

(b) to ensure that any materials uploaded, displayed or transmitted by you through our Website are not false, offensive, defamatory, threatening, obscene, unlawful and do not breach or infringe the rights of any person anywhere in the world;

(c) not to reverse engineer, decompile, copy or adapt any software or other code or scripts forming part of our Website nor attempt to transmit to or via our Website any information that contains a virus, worm, trojan horse, or other harmful or disruptive component; and

(d) not to change, modify, delete, interfere with or misuse data contained on our Website entered by or relating to any third-party user of our Website.

2.0 Your use of the contents of the Website.

2.1 You may download, view and print pages from our Website for your own personal or business use, provided that you do not remove in whole or in part any trademarks, copyright and other proprietary notices contained in or appearing on any material you download or print from our Website.

2.2 All other rights are reserved, and you should ask our permission before making any other use of the Website. We own or are licensed to use all copyright and other intellectual property rights in the Website, including all intellectual property rights in text, icons, images, data, information, programming, scripting, design, layout and all other elements of the Website.

3.0 Disclaimer and limitation of liability.

3.1 We will use our reasonable endeavours to ensure that the information on our Website is accurate. However, you acknowledge that any reliance on any information or other material contained on our Website is entirely at your own risk and all other warranties, undertakings, conditions and terms, express or implied, whether by common law, statute, custom, trade usage, course of dealings or otherwise (including without limitation as to quality, fitness for purpose, performance or suitability for purpose) in respect of the Website are hereby excluded to the fullest extent permitted by law.

3.2 We have no control over and are therefore unable to accept any responsibility for the contents of any information or material outside our Website to which you may gain access from our Website.

3.3 Nothing in these terms of use shall exclude our liability to you for fraudulent misrepresentation by us or our employees or for death or personal injury resulting from our negligence or that of our employees.

3.4 Subject to the above, you acknowledge that our liability to you for direct loss under arising out of or in connection with your use of our Website shall be limited to £100 for any one incident or series of incidents. We shall, however, in no circumstances be liable to you under or in connection with your use of our Website for any indirect, economic or consequential loss whatsoever; loss of revenue; loss of profits; loss of business; loss of goodwill or reputation; loss of use; any deletion, corruption, destruction, loss or removal of data or any professional charges.

3.5 We cannot guarantee that our Website will always be available to you, owing to the nature of the internet. You should satisfy yourself that you have appropriate protection against computer viruses whilst using the internet and that your connection to our Website is secure.

4.0 Data Protection

4.1 By registering to access secure areas on this Website, you consent to us processing your personal data in accordance with our Data Protection and Privacy Statement.

5.0 Contacting us

5.1 Please see main section containing contact details. If you have any queries about these terms of use you should contact us by sending an email to:

6.0 Other agreements

6.1 The terms of any other agreement in writing with Aqilla Limited, including any software licence or support agreement shall, insofar as they conflict with these terms of use, prevail.

7.0 Governing Law

7.1 These terms of use shall be governed by and construed and interpreted in accordance with the laws of England and the parties submit to the non-exclusive jurisdiction of the courts of England in respect of any disputes which may arising in relation to our Website.

8.0 Open Banking

8.1 Aqilla Limited is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Aqilla Limited as its agent.


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